Findings are what a crawler produces and what most audit exports contain. They are necessary and they are a bad unit of reporting, because their count scales with how many pages a site has rather than with how much is wrong.
In this product a finding is an input. What a person sees is the cause it rolled up into, with its pattern, its coverage and its impact score.
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No card, and the free tier does not expire — the first verdict takes about six weeks to arrive.